Onicra Credit Rating

We Secure Trust

Associate Rating

An Objective assessment of the Business Relationship on the scale of Commitment to the Company in terms of resources including access to short term resources and also capability to raise long term resources. Infrastructure including quality of infrastructure as regards premises/Manpower. Adherence to Company’s defined Processes and standards – System Audit Commitment to the Company’s Customers in terms of
Business Culture and practices.
Management Style
Location / Facilities

Associates includes Dealers, Vendors, Suppliers, Franchises, DSAs, C&F Agents,
Distributors Outsourcing Agents.

The aim has been to help our principals manage exposure on relationships, through objective assessment tools, which will evaluate their associates in terms of the value they bring to the table.

OUR SERVICES TO THE CLIENTS INCLUDE:

	Large Geographical reach with uniformity of process.
	Transparency in Credit Related Parameters.
	Systematized pro-active Credit Monitoring.
	Effective and Authenticated data, Credit Risk Assessment for the entities, reducing the risk of fluctuating Market Share.
	Reduced Manpower, Establishment and Infrastructure Cost.
	Achieve Economies of Scale by Uniform Processing of Large Volumes.
	Centralized pool of database to be used for data reference.
	A well researched, techno savvy, customized and robust Rating module to generate ranking and credit scores.
	Well equipped to assess/verify and validate New projects, Expansion Schemes, Relocations and Refinance etc.
	A task force to generate customized reports, taking into consideration various differing factors from region to region and Individual to Individual.
	Critical Success factor Study encompassing the SWOT analysis of the entities and market trend.

Our major customers for associate rating services include Honda Motorcycle & Scooter India, Mahindra and Mahindra, TVS Motors, Bharti Tele Venture Ltd., BPL etc.

We provide an objective assessment of existing and potential associates of our clients, with reference to infrastructure, resources, adherence to defined system and processes and commitment to their customers. This evaluation helps our clients understand the value their associates bring to their business relationships.

DEFINITION

An Objective assessment of the Associates like Dealers, vendors, suppliers, franchisees , DSA's , Outsourcing agents, C& F agents , Distributors etc. on the following parameters
Commitment to the Company in terms of resources ( short term & long term ), also taking into account the associates ability to arrange for long term resources..
Infrastructure including quality of infrastructure as regards premises / Manpower /Management Style, Business practices etc.

Deliverables Include

	Key Profile of Promoters.
	Credit Rating of promoters
	Criticality Index as an indication of dependence on the proposed dealership .
	Management Style including MIS etc..