- Increases credit acceptability with banks and financial institutions
- Creates confidence among buyers and suppliers by establishing credibility &
goodwill
- Improves risk management
- Higher productivity levels
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- The rating is an additional input to objectively and scientifically decide lending
options and determine terms such as interest rates, margins and collateral requirements
for SSI borrowers.
- This leads to comfort level for prudent decision-making
- Symmetric flow of information in the SME sector
- Reduction in allocation of risk capital due to enhanced asset quality
- Warning signals through periodic rating review
- Focus can be driven towards exposure on low risk accounts
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Over the years Onicra has established a relationship with the following banks. |
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